You’re minding your own business one day and a careless driver smashed into the back of your vehicle. There is significant damage to your car and your neck hurts. This is an obvious error by the person who rear-ended you and it should be an open and shut care, right?
Unfortunately, this is not always the case. First of all, you are fortunate if the other driver even has insurance. An estimated 16% of drivers on the road don’t even have insurance. This is why it is imperative that you carry uninsured motorist coverage on your own policy. Paying for all the damage to both your vehicle and your body could be very costly. It has been known to bankrupt people.
If the other driver does have insurance, then the hard part begins. Their insurance company isn’t going to voluntarily give you what you are owned. They will try to undercut you at every opportunity. It’s why you should hire an attorney for any accident larger than a fender-bender.
“We don’t receive a dime unless you get paid.” says Anegla, a personal injury lawyer in Melbourne, FL. “We not only fight for your compensation regarding the vehicle involved and your medical bills, but we also fight for pain, suffering and lost wages.”
An attorney fights the insurance companies for you. Insurance companies are quicker to settle and offer more fair of an offer if an attorney is involved. The last thing they want to do is go to court.
An attorney expedites the process, handles all of the communication and negotiating, and statistically gets you more money than you would have on your own. Retaining the services of an attorney is the first thing you should think about after getting treated for your injuries. Do not answer any calls from the other driver or their insurance company. Whatever you say on the phone many be used against you later in court. Stay silent and let your attorney handle everything.
